Chapter 25 - The Home Equity I ChoseA year after the attempted HELOC, I borrowed against my house.

Robert nearly fell out of his chair.
“You are enjoying this.”
“I am.”
This loan was small.
Legitimate.
My idea.
Independent lender.
Independent counsel.
No David.
No Ashley.
I used part of the money to renovate the aging roof and bathroom.
The rest funded the first year of a county legal-clinic partnership for older homeowners facing title fraud, predatory transfers, and family financial abuse.
I called it the Tom Sullivan Home Security Project.
Not because Tom was a lawyer.
He was an electrician.
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But he understood something law sometimes complicated.
Home was security before it was an asset.
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