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Chapter 10 - The Signature

Marcus was waiting at the kitchen island.

No Keisha.

No Darius.

No car keys in sight.

Jordan entered through the side door he had used since childhood.

For the first time, it felt like entering a stranger’s house.

Marcus gestured toward a stool.

Jordan remained standing.

“You said explain.”

Marcus nodded.

“I want you to understand something before your mother turns paperwork into a weapon.”

“Start explaining.”

Marcus pushed a folder across the island.

Jordan opened it.

529 account.

Distribution request.

Thirty-two thousand, eight hundred and forty-one dollars.

Jordan’s throat tightened.

The recipient line listed:

Jordan A. Price.

He looked up.

“I never got this.”

“I know.”

“Then why is my name here?”

“Because the distribution was for your benefit.”

“Where did it go?”

Marcus pointed.

A bank routing number.

Jordan did not recognize it.

“That isn’t my account.”

“It was an education account.”

“Whose?”

“Mine.”

Jordan laughed.

“Then it wasn’t mine.”

“The plan allowed distributions for beneficiary expenses.”

“What expenses?”

Marcus’s jaw moved.

“Future expenses.”

Jordan stared.

“What does that mean?”

“I consolidated.”

“You withdrew my college fund into your account.”

“I moved it temporarily.”

“Three months ago.”

“Yes.”

“Why?”

Marcus breathed out slowly.

“Because I needed liquidity.”

There it was again.

A respectable word.

Liquidity.

Jordan shook his head.

“You took my college money.”

“I did not take it.”

“Then give it back.”

“I will.”

“When?”

Marcus’s expression changed.

Jordan felt his stomach tighten.

“When?”

“After I refinance the duplex.”

Jordan stared.

“The duplex that’s in default?”

Marcus’s face went cold.

“You went there.”

“Yes.”

“I told you to stay out of my finances.”

“You put my name on them.”

Marcus slammed his palm once against the island.

Not violent.

Loud enough to make Jordan flinch.

They both noticed.

Marcus lowered his hand.

“I am trying to keep everything together.”

“For who?”

“For this family.”

“What family?”

Marcus looked wounded.

Jordan continued.

“The one you lie to?”

“That is enough.”

“No. You wanted me alone. Explain.”

Marcus paced.

“The duplex was supposed to create income. Long-term. For retirement. For you, eventually.”

“Don’t put me in that.”

“The market changed. Repairs cost more than expected. One tenant stopped paying for five months. I borrowed against the property. Then rates moved.”

“So you used my money.”

“I moved money I intended to replace.”

“The car account too?”

“Yes.”

Jordan’s eyes burned.

“Grandpa’s money?”

“Yes.”

“How much?”

Marcus looked at him.

“All of it at some point.”

Jordan went still.

The account currently showed two thousand because Marcus had rotated money through it.

“You emptied it?”

“Temporarily.”

Jordan laughed.

Marcus flinched.

“What’s funny?”

“You keep adding ‘temporarily’ like time makes stealing polite.”

“Stop calling it stealing.”

“What should I call it?”

“Managing.”

Jordan stared.

“Managing what?”

“Resources.”

“My resources.”

“Family resources.”

Jordan’s voice dropped.

“I’m not a resource.”

Marcus stopped.

Jordan pushed the 529 document forward.

“Why is my signature here?”

Marcus’s eyes moved downward.

Jordan had just noticed it.

At the bottom.

Beneficiary acknowledgment.

Jordan Price.

A digital signature.

Jordan’s breathing slowed.

“I never signed this.”

Marcus said nothing.

“I was at work that date.”

“Jordan—”

“I never signed it.”

“It was an electronic acknowledgment.”

“With my name.”

“The provider needed—”

“My signature.”

Marcus rubbed his forehead.

“I authorized it because you were the beneficiary and I was the owner.”

“That is not what I asked.”

Marcus looked away.

Jordan stepped closer.

“Did you sign my name?”

Silence.

“Dad.”

“I clicked the acknowledgment.”

“Under my name?”

“It was administrative.”

Jordan’s entire body went cold.

“That’s fraud.”

“Do not throw legal words around when you don’t understand them.”

“I understand my name.”

“Jordan.”

“I understand I didn’t sign it.”

Marcus’s face hardened.

“Your mother has gotten into your head.”

Jordan froze.

There it was.

Exactly as Alicia had predicted.

For half a second, he felt the old reflex.

Maybe Marcus was right.

Maybe account ownership rules were complicated.

Maybe Jordan did not understand.

Then he heard his mother’s voice.

When you start defending him against yourself.

Jordan closed the folder.

Marcus watched him.

“What?”

“I’m leaving.”

“We are not finished.”

“Yes, we are.”

“You came for an explanation.”

“I got one.”

“No, you got pieces.”

“Then send the rest in writing.”

Marcus scoffed.

“You sound like your mother.”

Jordan turned at the doorway.

“No.”

He looked directly at his father.

“I sound like somebody who doesn’t trust you.”

Marcus’s face fell.

That was the first thing that seemed to hurt him more than anger.

“Jordan.”

Jordan stopped.

Marcus’s voice softened.

“I did all of this because I was trying not to lose what I built.”

Jordan looked around the large kitchen.

Granite countertops.

Wine refrigerator.

Smart lighting.

Framed photos.

The driveway beyond the windows.

The silver sedan.

“What did you build?”

Marcus frowned.

Jordan pointed toward himself.

“Because whatever this is, you used me as the foundation.”

He walked out.

His phone was already in his hand.

He called Alicia.

She answered immediately.

“Are you okay?”

“No.”

“What happened?”

“He closed the 529.”

Alicia inhaled sharply.

“How much?”

“Thirty-two thousand.”

“Oh my God.”

“And Mom?”

“Yes?”

“There’s a signature.”

Jordan looked back at Marcus’s illuminated house.

“Mine.”

Alicia went silent.

“I never signed it.”

This time, when she spoke, there was no caution in her voice.

“Come home.”

Jordan closed his eyes.

“What are we going to do?”

“Tomorrow morning?”

May you like

“Yes.”

“We’re calling a lawyer.”

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